US stocks took a battering last week.

Relying on growth or momentum shares – as many people have over the last few years, and particularly last year – may not be the answer in the near term. Even if you have a 5 to 10-year investment plan, you would be better investing in small chunks. Say in thirds, fourths or fifths.

If your share drops, this gives you the chance to buy more.

Also, consider a few value shares in your fund. These are shares that have seemingly dropped below their value. Let the share climb slightly before you buy, or you might be trying to ‘catch a falling knife’.

Neustar and Liquidity Services are two great possible value shares. I think they are well below their real value.